Do you know about ASBA?

You might of seen IPO advertisements saying that ASBA facility available for the IPO. What is this ASBA? ASBA stands for - Applications Supported by Blocked Amount.

It is a process by which your money is in your account only and being blocked  (by your authorisation) to the extent you applied for the IPO. You cannot use the blocked amount, till the allotment is over. Once the allotment is over, the bank will release the amount pertaining to your investment and release the hold on the balance blocked amount.

Features:
  • The ASBA process shall be available in all public issues made through the book building route.
  • Only certified banks can offer this ASBA facility. To get certified the banks has to submit a certificate in the prescribed format to SEBI. Then the certified bank is called a Self Certified Syndicate Bank (SCSB)
  • An ASBA shall be deemed to have entered into an agreement with the issuer and shall be required to offer the ASBA facility to all its account holders for all issues to which ASBA process is applicable.
Now, the question arises as to who are all eligible for this ASBA facility?

An Investor shall be eligible to apply through ASBA process, if he/ she :
  1. is a “Resident Retail Individual Investor”;
  2. is bidding at cut-off, with single option as to the number of shares bid for;
  3. is applying through blocking of funds in a bank account with the SCSB;
  4. has agreed not to revise his/her bid;
  5. is not bidding under any of the reserved categories
ASBA helps in many ways:
  • Your money is in your account
  • It earns interest
  • No need to run around for refunds
  • Easy to monitor

For more details on the ASBA process, please refer to the SEBI circular SEBI/CFD/DIL/DIP/31/2008/30/7 July 30, 2008.

The list of SCSBs are as below. For details of designated branches click on respective banks below:
Happy investing.

Cheers,
Gopal 

2 comments:

Anonymous said...

Thanx for making me aware of this. This look to be good from an investor's view point.
with regards, Shukla

Anonymous said...

Today when i saw the DEN Network advertisement for IPO with ASBA facility, I can really understand the concept better. Thanx for enlightning me on this topic. Expecting more from you, such postings.
with regards, Shukla

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